Cashews for iOS & Android  - Smart no-budgeting app that knows what's safe to spend | Product Hunt

No more financial

Make informed decisions and achieve financial peace of mind. Say goodbye to financial anxiety and experience a brighter financial future.

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Real-time Financial Visibility

Have a real-time visibility into your finances. We track your predicted income and recurring expenses, deduct them from your income, and provide you with a Spendable balance.
As you make daily expenses, your Spendable balance updates in real-time, giving you immediate insight into your available funds.
This enables you to make informed decisions and take control of your spending.

Flexible Tracking Options

Effortlessly track your income and expenses by offering automated sync with 12,500+ financial institutions. Your transactions are automatically imported for accurate records. You also have the option to manually add income or expenses when needed. With Cashews, you can easily track and manage your finances in one place, ensuring a hassle-free expense tracking experience.


Simplify expense tracking with our Predicted Expenses feature. We automatically detect recurring expenses on a weekly, bi-weekly, monthly, quarterly, and yearly basis and present them in a convenient list. You have the flexibility to manually exclude specific expenses or designate non-recurring expenses as recurring. This streamlines your expense management by providing a comprehensive view of your expected financial obligations, allowing you to proactively plan and budget with ease.

Goal-Oriented Financial Planning

With Goals feature, you can set short-term, mid-term, or long-term financial goals. We calculate the monthly financial commitment based on your goal details and deduct it from your Spendable balance. This allows you to track your progress, stay motivated, and align your budget towards achieving your financial goals efficiently. Cashews helps you plan and prioritize your goals effectively.

Smart Expense Decision Making

"Can I afford it?" feature predicts your purchase affordability with graded confidence. By entering the desired amount, we assign a grade (A, B, C, D, or F) based on your financial history. This empowers you to confidently evaluate expenses and make informed choices for better financial management. Cashews ensures you can assess affordability with confidence.

Enhanced Expense Management

Advanced filtering feature allows you to effortlessly manage expenses. You can filter by income/expense, recurring/non-recurring, manually added/synced transactions, sub-accounts, specific months, and sort them ascending or descending. This streamlined filtering capability ensures efficient organization and tracking of your financial transactions. Cashews simplifies expense management for better control over your finances.

Stay Informed, Stay in Control

Smart notifications provide timely alerts for your largest upcoming bills, unusual activity, and missed recurring expenses. With these notifications, you can stay informed about your finances and take immediate action to manage your expenses effectively. Cashews empowers you to stay in control of your financial well-being effortlessly.

Cashews makes money from subscriptions and will never share or sell your data.
Banks only authorize us with “Read-only” permissions, which means we can never operate with your money.
To ease your mind from the financial stress.. You can opt-out of course!
Unless you have accounts at more than 5 banks. Then it might take you 4 minutes!

Gain useful insights that help understand your finances

Power-up your personal finances with easy to understand
insights that are auto-generated for you.

Credit Usage feature offers smart credit card management. Connect your credit card to view its limit and current utilization, empowering you to make informed decisions about your spending.

Cashews helps you effectively manage your credit card usage for a healthier credit profile.

Investment Potential feature calculates the amount you can safely invest in the stock market based on your financial history. This evaluation helps you make informed investment decisions and optimize your investment potential.

Cashews empowers you to plan your investments responsibly, ensuring a solid financial strategy for achieving your investment goals.

Cashflow feature presents your cashflow in a graph, allowing you to visually compare month-to-month and year-to-year trends. This visualization helps you track and understand your income and expenses over time, enabling smarter financial decisions.

With Cashews, you can easily visualize your cashflow trends for improved financial management.

Financial Analysis feature provides valuable insights into your earnings, expenses, and recurring expenses through interactive graphs. You can view your monthly income and expenditure, along with the percentage of recurring expenses. Additionally, the "Trends" tab allows you to explore this data over 3, 6, or 12 months. This analysis empowers you to understand your financial patterns, identify trends, and make informed decisions for better financial management.

Cashews offers comprehensive financial analysis, enabling you to gain valuable insights into your financial behavior.

Cashews' "Top Spending" feature allows you to identify your spending patterns with ease. In the "Merchants" and "Transactions" tabs, you can view comprehensive tables that highlight where you've spent the most money. Whether it's analyzing spending by specific merchants or by transaction value, you have the flexibility to explore your spending patterns for the current month, last month, or over the past 3, 6, 9, or 12 months.

Cashews empowers you to gain insights into your spending habits, helping you make informed decisions and effectively manage your expenses.

What our users say

Fonis Toastes

App Store

     I got so tired of other budgeting apps that looked slick but fell apart when looking at any of the detail. These other apps would hilariously misconstrue my transactions, duplicate dollars because of simple transfers, and blow up my phone with unnecessary and irrelevant notifications on red herrings from their poorly categorized interpretations on my spending.

Cashews is different. It summarizes the transactions across accounts seamlessly and doesn’t force me to repeatedly relabel transactions over and over. This is a great app and anyone interested in seeing a big picture view of their spending capacity and habits should give it a try.    


App Store

I’ve been looking around for an easy personal finance that doesn’t force me to categorize every transaction and I’ve finally found it. Would love to see an option to add my personal goals. Daily balance notifications are a plus!

Friedrich Stoltzfus

Google Play Store

It's nice! We'll see if I stick around for the subscription, but I really do like the simple interface. The colors aren't always my choice. But the app itself is a cool concept, because I never follow the budgets I make, so maybe I'll follow the algorithm. Do I need to set a budget in advance for eating out, then go, "Oh, I broke that this month," or say, "Oh, I have $200 extra I didn't spend on that this month"?. I like to live my life and occasionally check how I'm spending. If I'm spending more on eating out, that might be an area I can save. Or I might decide I'm comfortable spending a bit more on that.


Ever since I’ve started working full time, I was always worried about hitting the overdraft and was constantly checking my balances.
Frustrated, I have been looking for a simple app that would allow me to see my credit usage and utilization across three credit cards and two bank accounts. And I’ve finally found it!

Our Mission

We're on a mission to help you build better a relationship with money and gain a better overview of your personal finances.

In early 2014, my family's financial life was a disaster. It got to the point where I was afraid to open my banking app or, worse, credit card app, to look at the balances. We were overwhelmed trying to keep our budget intact as the neatly organized categories collided with our busy life as a young family. We had no idea how to predict how much to budget for home repairs, kids clothing, or what a picky eater would do to our grocery budget.

Frustrated, I spent months working to build a simple application that would send automated monthly cashflow analysis, daily notifications, and alerts for anomalies. We used it for years, and the daily balance and Spendable notifications every morning became indispensable.

Through 2020, I tested every new personal finance app, hoping I could turn off my homemade solution, but nothing fit our needs for something that's both low effort and high impact. The current tools are built for people who want to budget and invest as a hobby, not for busy people who just want to know they're doing okay. This is why I have built Cashews - converting what has been the cornerstone of my family's financial life into a mobile app that is secure, stable, and scalable to serve all of you.

We want everyone to get better
with personal finances

That’s why we’ve decided to offer Cashews for free for 1 year.

Financial management can be overwhelming and we believe taking control over spending is a crucial step towards financial stability and reaching long-term financial goals. It costs us $75 per trial to compensate our team and offer this one-year trial to everyone.
Free for the 1st year
Only $69.99/year after.
Cancel anytime.

Unlock Cashews

Daily Balance Notifications
Cashews Insights
Connect to unlimited banks
Automatic Cash Flow Analysis
Always know your Spendable
$8.99 / month
7-day trial. Billed monthly.
$19.99 / quarter
25% off
14-day trial. Billed quarterly.
$59.99 / year
45% off
14-day trial. Billed yearly.
No commitments. Cancel anytime.








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