Meet your smart personal accountant who'll tell you exactly how much you can safely spend
Accountants use proven analytical tools to predict what a balance sheet will look like in the future. A predictive algorithm will monitor your accounts and continuously analyze your financial data.
Cashews will tell you how much you can safely spend per day, week, or month after recurring expenses such as a mortgage, insurance, car loan, subscriptions, etc.
There’s no need to spend hours every month categorizing and micro-sorting transactions.
Making informed decisions requires accurate data. With secure connections to more than 12,000 banks and financial institutions, if you don't keep your money under your mattress, Cashews can count it. Just link whatever checking accounts and credit cards you use.
Power-up your personal finances with easy to understand
insights that are auto-generated for you.
Credit cards provide the ability to build a credit record and receive a credit score. Suppose you have a high credit utilization on your cards. You might find yourself with a lower credit score.
See your credit utilization of all favorite credit cards and avoid unnecessary high-interest rates.
An overdraft occurs when there isn't enough money in an account to cover a transaction or withdrawal, but the bank allows the transaction anyway.
Know when you’ve hit an overdraft and what fees you are paying.
A personal cash flow is essential because it allows you to identify where your income is coming from and how it is being spent.
Compare your current spending versus your previous month or year on a chart.
Compound interest happens when you reinvest your earnings, which then earn interest as well. It means "interest on the interest" and is why many investors are so successful.
Calculate and visualize how much your money can grow using the power of compound interest.
Cashews will analyze your financial history and recognize all recurring expenses so that you'll have an overview of all current costs.
You might even catch one or two that you don't use anymore!
I got so tired of other budgeting apps that looked slick but fell apart when looking at any of the detail. These other apps would hilariously misconstrue my transactions, duplicate dollars because of simple transfers, and blow up my phone with unnecessary and irrelevant notifications on red herrings from their poorly categorized interpretations on my spending.
Cashews is different. It summarizes the transactions across accounts seamlessly and doesn’t force me to repeatedly relabel transactions over and over. This is a great app and anyone interested in seeing a big picture view of their spending capacity and habits should give it a try.
I’ve been looking around for an easy personal finance that doesn’t force me to categorize every transaction and I’ve finally found it. Would love to see an option to add my personal goals. Daily balance notifications are a plus!While budgeting is important to some individuals and businesses, a clear picture of spending is as important. I don't spend all I could spend, and I'm not saving for anything at the moment, so tracking and analyzing spending is helpful. Cashews is like having a professional adviser who you can just ask, 'What am I spending money on now?'
It's nice! We'll see if I stick around for the subscription, but I really do like the simple interface. The colors aren't always my choice. But the app itself is a cool concept, because I never follow the budgets I make, so maybe I'll follow the algorithm. Do I need to set a budget in advance for eating out, then go, "Oh, I broke that this month," or say, "Oh, I have $200 extra I didn't spend on that this month"?. I like to live my life and occasionally check how I'm spending. If I'm spending more on eating out, that might be an area I can save. Or I might decide I'm comfortable spending a bit more on that.
Ever since I’ve started working full time, I was always worried about hitting the overdraft and was constantly checking my balances.
Frustrated, I have been looking for a simple app that would allow me to see my credit usage and utilization across three credit cards and two bank accounts. And I’ve finally found it!
You can choose between monthly or yearly payment.
We're on a mission to help you build better a relationship with money and gain a better overview of your personal finances.
