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Cashews for iOS & Android  - Smart no-budgeting app that knows what's safe to spend | Product Hunt

Say goodbye to budgeting

Meet your smart personal accountant who'll tell you exactly how much you can safely spend

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SELECT ACCOUNTS
FOR CONTINOUS 
ANALYSIS

Accountants use proven analytical tools to predict what a balance sheet will look like in the future. A predictive algorithm will monitor your accounts and continuously analyze your financial data.

SEE WHAT YOU CAN SAFELY SPEND RIGHT NOW

Cashews will tell you how much you can safely spend per day, week, or month after recurring expenses such as a mortgage, insurance, car loan, subscriptions, etc.

There’s no need to spend hours every month categorizing and micro-sorting transactions.

CONNECT TO FAVORITE BANKS AND CREDIT CARDS

Making informed decisions requires accurate data. With secure connections to more than 12,000 banks and financial institutions, if you don't keep your money under your mattress, Cashews can count it. Just link whatever checking accounts and credit cards you use.

PRIVACY FIRST
Cashews makes money from subscriptions and will never share or sell your data.
MILITARY GRADE SECURITY
Banks only authorize us with “Read-only” permissions, which means we can never operate with your money.
DAILY NOTIFICATIONS
To ease your mind from the financial stress. You can opt-out of course!
SETUP IN UNDER 3 MINUTES
Unless you have accounts at more than 5 banks. Then it might take you 4 minutes!

Gain useful insights that help understand your finances

Power-up your personal finances with easy to understand
insights that are auto-generated for you.

Credit cards provide the ability to build a credit record and receive a credit score. Suppose you have a high credit utilization on your cards. You might find yourself with a lower credit score.

See your credit utilization of all favorite credit cards and avoid unnecessary high-interest rates.

An overdraft occurs when there isn't enough money in an account to cover a transaction or withdrawal, but the bank allows the transaction anyway.

Know when you’ve hit an overdraft and what fees you are paying.

A personal cash flow is essential because it allows you to identify where your income is coming from and how it is being spent.

Compare your current spending versus your previous month or year on a chart.

Compound interest happens when you reinvest your earnings, which then earn interest as well. It means "interest on the interest" and is why many investors are so successful.

Calculate and visualize how much your money can grow using the power of compound interest.

Cashews will analyze your financial history and recognize all recurring expenses so that you'll have an overview of all current costs.

You might even catch one or two that you don't use anymore!

What our users say

Fonis Toastes

App Store

     I got so tired of other budgeting apps that looked slick but fell apart when looking at any of the detail. These other apps would hilariously misconstrue my transactions, duplicate dollars because of simple transfers, and blow up my phone with unnecessary and irrelevant notifications on red herrings from their poorly categorized interpretations on my spending.

Cashews is different. It summarizes the transactions across accounts seamlessly and doesn’t force me to repeatedly relabel transactions over and over. This is a great app and anyone interested in seeing a big picture view of their spending capacity and habits should give it a try.    

GalaxyX7

App Store

I’ve been looking around for an easy personal finance that doesn’t force me to categorize every transaction and I’ve finally found it. Would love to see an option to add my personal goals. Daily balance notifications are a plus!While budgeting is important to some individuals and businesses, a clear picture of spending is as important. I don't spend all I could spend, and I'm not saving for anything at the moment, so tracking and analyzing spending is helpful. Cashews is like having a professional adviser who you can just ask, 'What am I spending money on now?'

Friedrich Stoltzfus

Google Play Store

It's nice! We'll see if I stick around for the subscription, but I really do like the simple interface. The colors aren't always my choice. But the app itself is a cool concept, because I never follow the budgets I make, so maybe I'll follow the algorithm. Do I need to set a budget in advance for eating out, then go, "Oh, I broke that this month," or say, "Oh, I have $200 extra I didn't spend on that this month"?. I like to live my life and occasionally check how I'm spending. If I'm spending more on eating out, that might be an area I can save. Or I might decide I'm comfortable spending a bit more on that.

ALYSHA

Ever since I’ve started working full time, I was always worried about hitting the overdraft and was constantly checking my balances.
Frustrated, I have been looking for a simple app that would allow me to see my credit usage and utilization across three credit cards and two bank accounts. And I’ve finally found it!

Pricing based on a couple
of cups of coffee

You can choose between monthly or yearly payment.

30% OFF LAUNCH DISCOUNT
$5.99 / month
$8.49 / month
Billed monthly.
or
$55.99 / year
$4.66 / month
$80.99 / year
Billed yearly.
Valid for a limited time.
No commitments. Cancel anytime.

Unlock Cashews

Daily Balance Notifications
Cashews Insights
Connect to unlimited banks
Automatic Cash Flow Analysis
Always know your Spendable
Why isn't Cashews free?

A team that's on your side

We're on a mission to help you build better a relationship with money and gain a better overview of your personal finances.

JONATHAN, Founder
In early 2014, my family's financial life was a disaster. It got to the point where I was afraid to open my banking app or, worse, credit card app, to look at the balances. We were overwhelmed trying to keep our budget intact as the neatly organized categories collided with our busy life as a young family. We had no idea how to predict how much to budget for home repairs, kids clothing, or what a picky eater would do to our grocery budget.

Frustrated, I spent months working to build a simple application that would send automated monthly cashflow analysis, daily notifications, and alerts for anomalies. We used it for years, and the daily balance and Spendable notifications every morning became indispensable.

Through 2020, I tested every new personal finance app, hoping I could turn off my homemade solution, but nothing fit our needs for something that's both low effort and high impact. The current tools are built for people who want to budget and invest as a hobby, not for busy people who just want to know they're doing okay. This is why I have built Cashews - converting what has been the cornerstone of my family's financial life into a mobile app that is secure, stable, and scalable to serve all of you.

FAQ

WHEN CAN I USE CASHEWS?

WHICH COUNTRIES ARE SUPPORTED?

WHAT CURRENCIES ARE SUPPORTED?

HOW IS DATA SECURE?

WHY SHOULD I CHOOSE CASHEWS?

WHAT ARE SPENDABLE MODES?

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